Funeral FAQs

Find answers to the most common questions about funeral planning, costs, and services in New Zealand.

Planning a Funeral

How much does a funeral cost in New Zealand?

Average funeral costs in NZ range from $8,000-$15,000 for a traditional burial and $3,000-$6,000 for a basic cremation. Costs vary based on services chosen, location, and funeral home. Additional expenses may include caskets ($1,500-$8,000), burial plots ($2,000-$10,000), flowers, and catering.

Do I need a funeral director in New Zealand?

While not legally required, most families use a funeral director to handle logistics, paperwork, transport, and coordination. You can arrange a DIY funeral, but must comply with legal requirements for death registration, body disposal, and cremation/burial permits.

How soon must a funeral be held in NZ?

There's no legal requirement for how soon a funeral must be held. However, most funerals occur within 3-7 days of death. Some cultures (Māori tangihanga) may last 3 days, while others prefer quicker arrangements. Refrigeration allows for flexible timing.

Can I pre-plan my own funeral?

Yes, pre-planning is encouraged. You can arrange and even pre-pay for your funeral, document your wishes, and relieve your family of difficult decisions during grief. Many funeral homes offer pre-planning services with fixed pricing options.

What's the difference between a funeral director and a mortician?

In New Zealand, these terms are often used interchangeably. A funeral director coordinates all aspects of the funeral service, while a mortician/embalmer specifically handles body preparation and embalming. Most funeral directors can perform both roles.

Cremation & Burial

Is cremation cheaper than burial in NZ?

Yes, cremation is generally more affordable. A basic cremation costs $3,000-$6,000 compared to $8,000-$15,000 for a traditional burial. Burial costs include plot purchase, casket, headstone, and opening/closing the grave, while cremation only requires an urn.

What can I do with cremated ashes in New Zealand?

You can scatter ashes in public places, on private property (with permission), at sea (3+ nautical miles from shore), or in designated memorial gardens. You can also inter ashes in a cemetery plot, keep them at home in an urn, or divide them among family members.

How long does cremation take in New Zealand?

The cremation process itself takes 2-3 hours. However, you'll typically receive the ashes within 3-10 business days, as funeral directors need time for processing, required paperwork, and collecting the ashes from the crematorium.

Can I have a viewing before cremation?

Yes, you can arrange a viewing before cremation. This may require embalming or refrigeration depending on timing. Many funeral homes offer viewing rooms, and you can also choose to have a traditional service with an open casket before cremation.

What is green burial in New Zealand?

Green (natural) burial uses biodegradable materials, no embalming chemicals, and simple burial practices that allow natural decomposition. Several NZ locations offer green burial grounds, including Wellington, Auckland, and Canterbury. Bodies are wrapped in natural fiber shrouds or placed in biodegradable caskets.

Legal & Documentation

What documents do I need when someone dies?

You'll need: medical certificate of death (from doctor), birth certificate, marriage/civil union certificate (if applicable), passport/citizenship documents, and the will if available. The funeral director can help with death registration, which must occur within 3 working days.

Who can register a death in New Zealand?

Deaths must be registered by a funeral director, doctor, or a person present at the death. Registration must occur within 3 working days with Births, Deaths and Marriages. You'll receive a death certificate, which you need for estate administration, insurance claims, and closing accounts.

Do you need a death certificate for cremation?

Yes, cremation requires additional authorization. A doctor must complete a medical certificate of cause of death, and either a second doctor or a coroner must authorize the cremation. This process ensures there are no concerns about the cause of death before cremation proceeds.

What if someone dies without a will in NZ?

If someone dies intestate (without a will), their estate is distributed according to the Administration Act 1969. The next-of-kin must apply for Letters of Administration from the High Court. Assets are distributed in a set order: spouse/partner first, then children, then other relatives.

Can I transport a body myself in New Zealand?

Yes, it's legal to transport a body yourself, but you must follow health and safety regulations. The body must be in a suitable container, transported respectfully, and you need proper documentation including a permit to move the body. Most families use a funeral director for practical and emotional reasons.

Cultural & Religious

What is a Māori tangihanga?

A tangihanga (tangi) is a traditional Māori funeral ceremony that typically lasts 3 days. It involves lying in state on a marae, formal welcomes, speeches, waiata (songs), and sharing meals. The ceremony honors the deceased, supports the family (whānau), and allows proper farewell before burial.

How do Pacific Island funerals differ in NZ?

Pacific Island funerals (Samoan, Tongan, Cook Island, Fijian) often involve larger gatherings, fine mat ceremonies, traditional dress, religious services, and communal support. Families may lie with the body, hold vigils, and provide extensive hospitality. These funerals can last several days with significant community involvement.

Are there specific requirements for religious funerals?

Different faiths have specific requirements: Muslim burials must occur within 24 hours without embalming, Jewish funerals prefer burial within 24-48 hours, Hindu funerals prefer cremation, and Buddhist ceremonies may involve monks chanting. Most NZ funeral directors can accommodate various religious requirements.

Can non-religious people have a funeral service?

Yes, secular or humanist funerals are common in New Zealand. These ceremonies celebrate the person's life without religious content, focusing on personal tributes, favorite music, and meaningful rituals. A celebrant can conduct the service, or family members can lead it themselves.

Costs & Payment

Does WINZ help with funeral costs?

Yes, WINZ offers a Funeral Grant for those on benefits or low incomes. The maximum grant is $2,349 (as of 2025), but the amount depends on your circumstances and what you can contribute. You must apply within 6 months of the funeral and provide invoices and bank statements.

What is funeral insurance in New Zealand?

Funeral insurance provides a lump sum payment when you die to cover funeral expenses. Premiums are typically $10-$30 per week depending on age and coverage amount. Unlike life insurance, funeral insurance has guaranteed acceptance, lower coverage amounts ($5,000-$15,000), and pays out quickly for funeral expenses.

Can I pay for a funeral in installments?

Some funeral directors offer payment plans, though policies vary. Many require full payment before the service, while others allow installments for pre-planned funerals. It's important to discuss payment options early. Alternatives include funeral insurance, pre-payment plans, or using estate funds if available.

What's the cheapest funeral option in NZ?

The most affordable option is a direct cremation ($1,500-$3,000), which includes basic transport, cremation, and return of ashes without a service. Add a separate memorial service if desired. Some providers offer budget packages, or you can arrange a DIY funeral while hiring the funeral director only for essential services.

Practical Questions

How do I choose a funeral director?

Consider location, services offered, reputation, pricing transparency, cultural understanding, and personal comfort. Request quotes from 2-3 providers, ask about included services, check reviews, and ensure they're members of the Funeral Directors Association of NZ (FDANZ) for professional standards.

Can I have a funeral at home?

Yes, home funerals are legal in New Zealand. You can keep the body at home for viewing and conduct services there, though you may need refrigeration or dry ice. You'll still need to comply with death registration requirements and arrange for burial or cremation through proper channels.

What happens to the body before the funeral?

The funeral director transports the body to their facility where it's refrigerated or embalmed (if requested). They'll wash and dress the body, apply cosmetics if desired, and place it in the chosen casket. The body can be viewed by family, and photos can be taken if requested.

How long can a funeral be delayed?

With proper refrigeration or embalming, a funeral can be delayed for weeks or even months. This may be necessary for family traveling from overseas, coroner investigations, or personal preference. However, refrigeration costs accumulate, so most families prefer to proceed within 1-2 weeks when possible.

Can children attend funerals?

Yes, children can attend if parents feel it's appropriate. Age-appropriate explanations about death and what to expect help prepare them. Many funeral directors can arrange child-friendly elements, and having kids say goodbye can be part of healthy grieving. Trust your judgment about what's best for your child.

What should I wear to a funeral in New Zealand?

Traditional NZ funerals typically call for dark, conservative clothing (black, navy, or gray). However, modern services may request color or casual dress to celebrate life. Māori and Pacific Island funerals often include traditional dress. When in doubt, ask the family or funeral director about expectations.